Terms of Use

Acceptance of Terms

By accessing and using RentOrBuy ("the Website"), operated by ZAXIS Ventures LLC, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

Nature of the Service

The Website provides free financial calculators, educational content, and informational resources related to the decision of whether to rent or buy a home. All calculations, analysis, and content are provided for informational and educational purposes only.

The tools and content on this Website are estimates based on the inputs you provide and general financial assumptions. They do not constitute financial, tax, legal, or real estate advice. Actual results will vary based on your specific circumstances, market conditions, and factors not captured by our models.

No Professional Advice

Nothing on this Website should be construed as professional financial, tax, legal, or real estate advice. You should consult qualified professionals (financial advisors, tax professionals, real estate attorneys, mortgage brokers) before making any real estate or financial decisions. We are not licensed financial advisors, real estate agents, or tax professionals.

Accuracy of Calculations

While we strive to ensure our calculators produce accurate results, we make no warranty or guarantee regarding the accuracy, completeness, or reliability of any calculation, estimate, or analysis produced by our tools. The results are approximations and may not reflect actual financial outcomes. Tax laws, market conditions, and lending practices change frequently and may not be reflected in our tools.

Limitation of Liability

ZAXIS Ventures LLC and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on any information, calculations, or content provided on this Website. You use the Website and its tools entirely at your own risk.

User-Generated Content

If you submit comments or other content through the Website, you grant us a non-exclusive, royalty-free license to display, modify, and remove that content. You agree not to submit content that is illegal, defamatory, abusive, or that violates the rights of others. We reserve the right to remove any content at our sole discretion.

External Links

The Website may contain links to third-party websites. These links are provided for convenience and do not imply endorsement. We are not responsible for the content, accuracy, or practices of external websites.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Website after changes constitutes acceptance of the updated terms.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, calculator algorithms, guides, blog posts, and software, is the property of ZAXIS Ventures LLC and is protected by United States and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent from ZAXIS Ventures LLC.

Indemnification

You agree to indemnify, defend, and hold harmless ZAXIS Ventures LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising from your use of the Website, your violation of these Terms, or your violation of any third-party rights.

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ZAXIS VENTURES LLC DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Delaware. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact

If you have any questions about these Terms, please contact ZAXIS Ventures LLC at contact@zaxisventures.com.