How Much Home Can You Afford?
Get an instant estimate of how much mortgage you could qualify for based on your income, debts, and credit profile. This is the #1 question every first-time buyer has.
Your Financial Profile
$Eighty Five Thousand
Combined income if buying with a partner
$Four Hundred
Car loans, student loans, credit card minimums, etc.
$Fifty Thousand
How much you have saved for a down payment
You could qualify for up to
$363,785
Three Hundred Sixty Three Thousand Seven Hundred Eighty Five dollars
Max Loan Amount
$313,785
Down Payment
$50,000
Monthly Payment Breakdown
Tips to Increase Your Qualification
- Saving for a 20% down payment eliminates the need for private mortgage insurance (PMI), which typically costs 0.5-1% of your loan annually.
- Getting pre-approved by a lender gives you an exact number and makes your offers stronger to sellers.
Important Disclaimer
This is a rough estimate for educational purposes only. It does not include property taxes, homeowner's insurance, HOA fees, or PMI, which will reduce your actual buying power. Actual pre-approval requires a lender to review your full financial picture including credit history, employment verification, assets, and more. Interest rates shown are approximate and change daily. Always get pre-approved by a licensed mortgage lender before making offers on homes.
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